MPESA Rates and Charges

Mpesa is one of the most popular and widely used mobile money transfer service in Kenya today. For an Mpesa user, before sending, withdrawing or paying for services, the Mpesa rates and charges are always the factor.

What is Mpesa?

Mpesa services are provided by Safaricom a telecommunication giant in the region hence the popularity of the Mpesa service.

Safaricom has the widest coverage guaranteeing all the clients unparalleled convenience.

Whether sending money, receiving money or paying for services, Mpesa has done it all, all you do nowadays is tap and it’s Settled.

Even with all the praise, the customers always find themselves checking to confirm the Mpesa rates and charges on the both ends of every Mpesa transaction.

Every now and then there  is one question every customer asks before sending or receiving money.  How much am I being charged to send money, to withdraw from an Mpesa Agent or how much are the charges after transacting via Mpesa Paybill service.

Mpesa Rates and Charges

The bottom line is, all Mpesa rates and charges are based on Withdrawal Charges from MPESA Agent, Transfer Charges to Unregistered Users, Transfer Charges to other MPESA Users, Transfer Charges to other Mobile Money Users, ATM Withdrawal Charges or Paying for services.

You can dial *234# to view applicable charges or use Mpesa cost calculator on mySafaricom App

Apart from sending, receiving money and paying for services, Mpesa provides services like buying airtime and direct transfers to banks.

If MPESA is new to you, here are some of the transactions you can do using the Mpesa service.

The new Mpesa rates and charges effective from 1st July 2018.

Learn how to withdraw money from Mpesa Agent

Learn How to withdraw from Mpesa Via ATM

How  To Top up Your  DSTV account using Mpesa

How to Deposit Money Into a CBA Bank Account Using MPESA

Cabinet Secretary Joe Mucheru Orders CA, CBK to probe M-Pesa services outage



Airtel Money Transfer Charges

Airtel Money is a mobile money transfer service by Airtel. This is the second popular mobile money transfer service in Kenya after Safaricom’s M-PESA. Maximum Account balance is Kshs. 140,000. Maximum Daily Transaction value is Kshs. 140,000. Maximum amount per transaction is Kshs. 70,000

Tkash Money Transfer Charges

Tkash Money is a mobile money transfer service offered by Telkom. To many, Tkash money transfer service is not as popular as other leading money transfer services in Kenya like Mpesa, Airtel Money or Equitel. Tkash money has been gaining in popularity because the Tkash money charges and fees are very affordable.


MPESA Rates and Charges

Withdrawal From MPESA Agent

Transfer To Unregistered Users

Transfer To Other MPESA Users

Transfer To Other Mobile Money Users

ATM Withdrawal


Airtel Money

Transfer To All Networks

Withdrawal from Airtel Money Agent


What is T-kash?

Withdrawal From T-kash Agent

Transfer To T-kash Registered Customers

Transfer To T-kash Unregistered Customers

ATM Withdrawal

Bulk Disbursement

Other Transactions

Customer Paybill


Equitel Tariff Guide

Send to Airtel Money / Mpesa

Sending to other bank account - PESA LINK

Sending to other bank account - RTG

Sending to Equity bank account - RTGS

Cash withdrawal charge

Mini statement request - Email

Rate across all Networks


Buy KQ Ticket Using MPESA

Buy SGR Ticket Online

Buy Bus Ticket Using MPESA

Buy DSTV Subscription/Package Using MPESA








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